Is consolidating student loans a good idea
Many people use home equity loans for this purpose so they can also deduct the interest from their income taxes—something you cannot do with most other types of debt.
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If you have only a couple more years or a few thousand more dollars to go till you pay off your student loans, consolidation is probably more hassle than it’s worth.If you need more cash in your pocket right now, consolidation can help by extending the life of your loan and thus trimming your monthly payments — although the length of your repayment terms will depend on the amount of debt you have, and you may not be able to extend at all.
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